All About Carding (for Noobs Only) [updated 2021] - Infosec Resources

The Article writer’s intent is to spread awareness about the carding. The writer is not responsible if any damage occurs. This is for educational purpose only.

Hello Guys, if you were a victim of carding fraud or really want to understand what is Carding and how it should be done then here I prepared the document which will clear the basic understanding.

Points I cover:

What is carding?

What are the factors relates to carding?

How it’s done, I mean process?

Precautionary measures Carder should take

Overview

Nowadays, if we see the credit card fraud ekspresi dominan, it is being increased day by day and new techniques being discovered to hack the credit card gosip and use it for malicious purpose.

As everything goes cashless, the use of a credit card will be necessary for everyone. This is reason people should be aware of how carding fraud is done and learn how to become not to become a victim.

There are so many ways to get the credit card details available on the internet through Darknet sites as well as on TOR sites (Data Leak .etc.).

My aim is to spread security awareness about carding, what is it, how the carder does it, etc.

I have referred many articles, sites and basic documentation which I feel will be useful to share it with you. I want the normal user to be aware of carding methods so they can be alert to it.

As we can see on social media sites and groups, most of the carders provide the offers which are collected from Online Sites and groups for your reference:

Be aware that you should never contact a ripper. A Ripper is a fraud who takes the money and never deliver the product.

Offer on WhatsApp group

Let’s start with the basics.1. Introduction to carding and key points

There are multiple definitions available per different views.

Carding itself is defined as the illegal use of the card (Credit/Debit) by unauthorized people (carder) to buy a product. For educational purposes, I will now show how a carder is able to go about their illicit activities. Remember – carding is highly illegal, and should not be attempted under any circumstances.

1.1 Key points in carding method

dua. Let us understand each point one by one2.1 Computer (PC)

For doing carding always use a computer. I know some methods using a mobile device, but it is less secure and involves more risk.2.dua SOCKS

SOCKS stands for SOCKet Secure. It is internet protocol which allows client and server traffic pass through a proxy server, so real IP is getting hidden and proxy IP get reflected.

This is useful while carding because carder wants to use the credit card holder’s location while doing it.

Users can buy SOCKS.dua.3 Mac Address Changer

MAC stands for Media Access Control. It is the unique address of every Network Interface Card (NIC).

A MAC address changer allows you to change the MAC address of NIC instantly. It is required to be anonymous and safe J2.4 CCleaner

It is very useful tool help in cleaning your browsing history, cookies, temp files, etc.

Many people ignore this part and get caught, so be careful and don’t forget to use it J2.5 RDP (Remote Desktop Protocol)

RDP allows one computer to connect to another computer within the network. It is protocol developed by Microsoft.

Basically, carders use it to connect to computers of the geolocation of the person whose credit card carder want to use. It is used for safety and stay anon. Here carders use others PC for doing carding instead of their own.dua.6 DROP

DROP is an address which the carder uses for the shipping address in the carding process.

Let me explain in details with an example:

If I am carding with US credit card, then I use USA address as shipping address then my order will be shipped successfully, and I will be safe. If you have relatives/friends, then no masalah, otherwise use sites who provide drop services only we have to pay extra for shipping it.dua CVV2 code 3

Discover (Disco) – 6

Company wise credit card details

Visa

Classic: The Card is used worldwide in any locations designated by Visa, including ATMs, real and virtual Stores, and shops offering goods and services by mail and telephone.

Gold – This card has a higher limit capacity. Most used card and adopted worldwide.

Platinum – Card is having limits over $10,000.

Signature – No preset spending limit – great bin to get

Infinite – Most prestigious card with having virtually no limit. There is less in circulation so be alert when buying these. Use only with reputable sellers!

Business – it can be used for small to medium sized businesses, usually has a limit.

Corporate – it can be used with medium to large size businesses, having more limit than a Business card.

Black – It has limited membership. It has no limit only having $500 annual fee, high-end card.

MasterCard

Standard – it is same as classic visa card.

Gold – it is same as visa gold card.

Platinum – it is same as visa platinum card

World – it has a very high limit.

World Elite – it is virtually no limit, high-end card.

Amex Card

  Gold – it usually has around a 10k limit.

  Platinum- is usually has a higher limit (around 35k).

  Centurion – it has a High limit (75k+). It is also known as the black card, note: do not confuse with visa black card.

Questionnaire

Now we can start with some of the questionnaire and basic concepts before starting practical process of Carding.

It is known as Bank Identification Number (BIN). It is a 6-digit number e.g.: 431408.

Some of the reference sites that give BIN info which I also refer could be found in the sources section of the article.

Simply go to the site (www.bins.pro)àenter BIN number and click on find to get the details. Now the question is how to know the balance of CC. is it possible? and answer is Yes, I will let you know step by step using normal as well as Skype method J

Q2. What is the meaning of VBV, NON VBV and MSC?

VBV (Verified by Visa) – Extra level protection is added by Visa to protect the Card from fraud.

Like DOB, password, Social Security Number and Mother’s name, etc. also sending OTP (one-time password) as extra security level to card owner mobile number to validate the transaction.

NON VBV (Verified by Visa) –Handy to use. No need extra information as specified in VBV card while doing the transaction.

Note it down (IMP)- Carders mainly buy and use NON VBV cards for carding.

MSC (MasterCard Secure Code) – security level same as VBV card.

It stands for Address Verification System

It is the system which is used to identify the credit card holder original address with billing address provided by the user while shopping or online transaction.

The system is used to identify the online fraud over the internet.

Q4. How to check credit card is live or dead?

There are many sites available on the internet to verify credit card is live or dead, but they charge for it approx. $0.001 (price may vary). Also, 80% websites kill the credit card so never use it.

There are tools also available on the internet to check the credit card status, but most of them are a backdoor or Trojan so prefer not to use it.

As such there is no easy method to check it. Carder uses own ways to find it out. One of the ways is…

Most carder go to Porn sites, buy a membership and confirm the credit card is live and proceed with carding.

Q5. How to check the credit card is live or dead? (Skype Method)

(Note: method is posted on March 16)

Login into Skype account and call on Magic number +18005xx5633 (masked). You will connect to voice mail (lady’s voice). Start by entering the credit card number, and voice mail lady will stop automatically.

After that enter Expiry date of a card like 01 16 (mm: yy format).

If your credit card is live then voice mail lady will speak like “Thank you for calling, we really appreciate your business, since u are a 1st-time caller we would like to connect you .. blah blah” then just hang the call.